Yeah, to each his own retirement lifestyle. In my case I married at age 39 and had a good job in the U.S. and we lived comfortably in a nice 2 bdrm, 2 ba condo near where I worked. I retired early at age 49, we got rid of everything we owned and moved to the Philippines to live out the rest of our lives. Now at age 68, our present home is paid for and we're debt free. My retirement pension has tripled over the years so we're still enjoying our retirement lifestyle even more so.
My wife will be well taken cared of upon my demise, but not for a long time yet, since this old body of mine still have alot of mileage left.