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Author Topic: living on social security disability  (Read 10605 times)

Offline hapchugi

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living on social security disability
« on: March 29, 2011, 01:09:21 PM »
  i am planning to come to the philippines to live at the end of the year.  i am on ssi/disability receiving about 1650 dollars a month.  can someone advise me if this is secure to receive my disabilkity in the philippines?  how much money do i  need to have in my pocket when i hit the ground.  ?  i have never been there before but i have been talking faithfully to the same woman in Talisay for 6 years now and have decided it is time to jump.  I am 54 yo and just plan on renting an upper level small apt in Talisay.  i know i should probably save a portion of my funds each month for emergency.  can anyone advise me anything else i may need to know please?

Offline Garpo

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Re: living on social security disability
« Reply #1 on: March 29, 2011, 05:22:37 PM »
$1650. a month should be fine to live on as many live on a lot less. Some more, it depends on the life style you want to live.  If you do not eat out every night and do not plan on spending most of your time sitting on a bar stool then you should be able to also put some money away in savings every month.  I would suggest you take a look at some of the other members post regarding cost of living and different areas here in the Philippines.

I moved here last September and live on about $1400. a month without any problem. I am 56 also and on a retirement income but will be also getting my social security and possibly some VA disability income so I feel comfortable knowing that my income will be going up in the future.  But with that said, I and my new wife and mom in law llve fine on what I have available now.

It is up to you but many will tell you to come and visit before you make the final decision on if you want to live here or not.  I for one did not do that and do not regret it. Like you I had a fiance here that I was more than comfortable with and did my research before making the decision to just make the move and not give it a trial visit. But I am probably an exception to the rule that a visit first is much better than just making the move.  I would also suggest that you leave in place an exit plan if things go sour on you after you get here.  Better safe than sorry

Make sure you get to know all of the immigration rules and laws really well before you get here.  Some things are better done before you get here when it comes to your visa.  If you are very comfortable with your girl then it sure is much better to be married to a filipina then to have to keep extending visitor visa every two months.

If at all possible I would have your girl meet you at the airport in Manila to help you out when you arrive.  Coming on your own is asking to get ripped off and taken advantage of when you first get here and do not understand some of the must know rules of living and being in the Philippines.  I know it is a big jump and a bigger decision but you will learn fast once you get here and trust me that you can read every post on this and other forums and you will still have alot to learn once you get here.  Some things can only be learned through experience.

With all of that said,  I have never regretted my move and have loved my time here and expect that I will be here for a very, very long time.
If you can\'t be happy here, you can\'t be happy anywhere

Offline RUFUS

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Re: living on social security disability
« Reply #2 on: March 31, 2011, 10:51:53 PM »
hapchugi
Talisay has the best of both worlds.
 It is much less expensive to live there than Cebu city, but is close enough to it to be convenient to go there for shopping or medical needs.
I am currently in the USA, but if I had a guaranteed $1650/mo coming in, I would be sending you this from the Philippines.
Whether or not *you* can survive on that much is totally up to you though...
SO SAYETH THE RUFUS

Offline okieboy

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Re: living on social security disability
« Reply #3 on: July 03, 2011, 02:54:33 PM »
check me out on this , but  from what  i understand you cannot receive social security disability out  of  the  United States unless you are 62

Offline Gray Wolf

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Re: living on social security disability
« Reply #4 on: July 04, 2011, 12:57:10 AM »
check me out on this , but  from what  i understand you cannot receive social security disability out  of  the  United States unless you are 62


There are two classifications which many people get confused.  SSDI and SSI.  You can draw SSDI and live in the RP.  In order to be eligible for SSI, you must be a resident of the US.  It cannot be drawn outside the US.

Also, SSI benefits are reviewed at least every three years.  Failure to be reviewed will result in benefits being discontinued.

http://www.ssa.gov/pgm/links_ssi.htm     

http://www.ssa.gov/ssi/text-understanding-ssi.htm
Louisville, KY USA - Bagong Silang, Caloocan City, PH

Offline halibaitor

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Re: living on social security disability
« Reply #5 on: July 04, 2011, 04:23:08 AM »
 It cannot be drawn outside the US.

Also, SSI benefits are reviewed at least every three years.  Failure to be reviewed will result in benefits being discontinued.

Not only will they discontinue paying, they will also take back any money that you should not have received.  If you are out of the country for more than 30 continuous calendar days, the payments will stop, and will not start again until you have been back in the country for 30 more days.  They will  investigate you if they have any reason at all to be suspicious.  

Offline GWG

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Re: living on social security disability
« Reply #6 on: July 10, 2011, 01:23:14 PM »
Are you sure you can\'t draw SSI in the PI as a US citizen? I just went through the site and came up with this


\"As a United States citizen, you may receive your Social Security payments outside the United States in this country as long as you are eligible for them.\"

\" This Country\" being PI of course.

Am I missing something?

Offline halibaitor

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Re: living on social security disability
« Reply #7 on: July 10, 2011, 08:39:30 PM »
Are you sure you can\'t draw SSI in the PI as a US citizen? I just went through the site and came up with this

Which \"the site\" are you referring to?  

If you are referring to the US government\'s site, please post a link, because it seems to me that they don\'t allow you to be out of the states for more than 30 calendar days without losing those benefits.  

Please remember, \"SS Retirement\" payments are very different from \"SSI / disability\" payments.  They are separate payments with different rules.  The SSI / disability payments are the ones that require you to be in the US to receive them...  (maybe that\'s the part you were missing?)

Offline GWG

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Re: living on social security disability
« Reply #8 on: July 12, 2011, 04:06:05 PM »
Yes, You are correct. My bad.
I will pay closer attention next time.

Cheers,

Offline clbattles

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Re: living on social security disability
« Reply #9 on: July 13, 2011, 09:50:39 AM »
Are you sure you can\'t draw SSI in the PI as a US citizen? I just went through the site and came up with this


Which \"the site\" are you referring to?  

If you are referring to the US government\'s site, please post a link, because it seems to me that they don\'t allow you to be out of the states for more than 30 calendar days without losing those benefits.  

Please remember, \"SS Retirement\" payments are very different from \"SSI / disability\" payments.  They are separate payments with different rules.  The SSI / disability payments are the ones that require you to be in the US to receive them...  (maybe that\'s the part you were missing?)


Hello guys...I will introduce myself later but for now what I know from SSA...I have been on Social Security Disability for 13 years...what I understand as it was explained to me before my first trip to PI was SS and SSI...SSD and SSDI are all different programs...SSD is Permanent Disability and different from the others and what I was told at SSA office I can travel and live outside the states and receive benefits...go to the link below and scroll down to What You need to report to us and scroll down some more to If you leave the United States...it states a US citizen can live abroad just tell them what to do with your money...notice this is a SS Disability gov web site...hope this helps...Carl   

http://ssa.gov/pubs/10153.html

Offline ramzubio

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Re: living on social security disability
« Reply #10 on: April 21, 2012, 07:14:46 AM »
If you are a United States citizen, you may receive your Social Security benefits outside the United States as long as you are eligible for them.

Quote: “Regardless of your citizenship, there are certain countries that we are not allowed to send payments. For more information, please see the section titled Countries To Which We Cannot Send Payments in Your Payments While You Are Outside The United States (Publication No. 05-10137).” (Source: http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/512/~/receiving-social-security-benefits-when-living-overseas )

There is a screening tool you may use at http://www.socialsecurity.gov/international/payments_outsideUS_details.html
The screening tool does not apply to the following:

1.   Persons receiving survivor or dependent benefits as adopted children,
2.   Persons receiving Supplemental Security Income (SSI) benefits
3.   Persons deported or removed
4.   Persons receiving Special Veterans Benefits; or
5.   Persons who are stateless or refugees

SSI Recipients Only: what effect leaving the country has on your Supplemental Security Income (SSI) benefits? Your SSI usually will stop if you leave the United States for a full calendar month, 30 consecutive days or more. (Source: http://ssa-custhelp.ssa.gov/app/answers/detail/a_id/105/kw/ssi )


VA Services and Benefits for U.S. Veterans Living Abroad: Virtually all monetary benefits (compensation, pension, educational assistance, etc.) are payable regardless of place of residence or nationality.
( Source: http://www.vba.va.gov/bln/21/foreign/index.htm  ;)
I believe that if life gives you lemons, you should make lemonade... And try to find somebody whose life has given them vodka, and have a party.
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Offline brett4gam

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Re: living on social security disability
« Reply #11 on: April 21, 2012, 06:02:50 PM »
Compared to many here on the forum I guess I am doing well.  My NSW Hurt on Duty Pension, from being a copper there, pays me around PHP 70,000 a fortnight, I am living very comfortably with my partner here in a condo in Malate, Metro Manila he is also working.  (please don\'t think I am big noting myself, wasn\'t my intention)  I am still too young to access my superannuation, and if I did it would reduce my f/n payments according to how much I take.

If I was to rely on the Australian Govt pension, I am not old enough yet (and do not qualify anyway) it won\'t be sent overseas for more than 3 calendar months, gets cancelled.

Having said that, the cost of living here is not much! We are now thinking about buying another condo in this bldg and leasing it out long term.  (Partner will be making the payments not me, but the rent will cover it)

Hope things work our in your favour.

Brett
I have never seen the world brighter and less prosperous.