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Over the counter cash advance with a foreign card?

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3rdway:
Anyone know if an over the counter cash withdrawal using a non-Filipino bank issued Visa/Mastercard debit card is possible? Anyone done it? What's the maximum that can be withdrawn? Is it capped?

BDO said they can only do a cash advance using a BDO card. But then, I learned that information can be arbitrary sometimes.

Peter:

--- Quote from: 3rdway on December 23, 2019, 10:52:22 PM ---Anyone know if an over the counter cash withdrawal using a non-Filipino bank issued Visa/Mastercard debit card is possible? Anyone done it? What's the maximum that can be withdrawn? Is it capped?

BDO said they can only do a cash advance using a BDO card. But then, I learned that information can be arbitrary sometimes.

--- End quote ---

I don't know about inside OTC cash withdrawals, but my non-Filipino bank debit cards work in MetroBank ATMs. Maximum of PhP 10,000 per pull, with 3 pulls a day. That's a  MetroBank imposed in limit, not my foreign banks limit.

I could, but never tried, go around other banks and withdraw up to my own bank's daily limit. But that's an assumption, not a proven deed.

HTHs

Peter

PS. Make sure you have informed your non-Filipino bank you will be using your cards while here. A friend didn't and found his cards were frozen on the first try.  :(

Hank:

--- Quote from: Peter on December 24, 2019, 08:44:34 AM ---
I don't know about inside OTC cash withdrawals, but my non-Filipino bank debit cards work in MetroBank ATMs. Maximum of PhP 10,000 per pull, with 3 pulls a day. That's a  MetroBank imposed in limit, not my foreign banks limit .. I could, but never tried, go around other banks and withdraw up to my own bank's daily limit. But that's an assumption, not a proven deed. HTHs  Peter   PS. Make sure you have informed your non-Filipino bank you will be using your cards while here. A friend didn't and found his cards were frozen on the first try.  :(

--- End quote ---

Yes, overall you will find that things in the Philippines are pretty much exactly as Peter says. Most probably nearly every bank-wall ATM in the Phils will quite reliably give you 10k Peso for each ask, with a max of 3 a day. And they have been doing it for over ten years now.

It doesn't seem to matter much what account you have, or where. It appears to be a reliable fact that if your card has a visa or mastercard etc account logo imprint on the card, and it's presented at any Philippines bank ATM, it's good as gold.

Cheers .. and please have a perfectly splendid Christmas everybody :)
 
Hank

medic3500:
BPI will let you get 20,000 at once

Steve & Myrlita:

--- Quote from: medic3500 on December 25, 2019, 03:53:56 PM ---BPI will let you get 20,000 at once

--- End quote ---
Yes and even higher. The catch is it only applies to their BPI cards. Other cards are limited to P10,000. PH cards will be charged between P11-P15. Foreign cards are charged P250 plus any fees your home bank nails you with.

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