Hi all, having sent quite a bit of money to the Philippines recently to pay for my new house, have tried numerous ways to save a few pounds. I looked up somebody called exchange rateiq, you simply put in how much you wish to send and they tell you the best way to send it. I have just returned from General Santos back to the UK, and on reading all my e.mails it makes interesting reading at the difference in rate each day. For anyone that is interested, I mainly use Orbit Remit, they only charge me a flat rate of £2 GBP and that was for just under £7,000 GBP. The rate is consistently the best , and although I have to prove source of funds ( simply scan my online bank account and upload it ), their service I can recommend, I have used them for over 10 years and their communication is second to none. Do not know whether this applies to you guys from the US, but I have never had any problems with this company over the years.