Thank you for your replies, they really are appreciated. There are similarities with where I lived in Turkey although from what I've been reading over the last few weeks, PH does seem to have more crime but I think you are all correct in pointing out that sometimes how you conduct yourself can attract the wrong people as well, ie. getting plastered and generally giving it the big I am.
Unless my spidey senses have totally deserted me, I have no reason to doubt the lady I am going to see. I've studied her body language the best I can as we video chatted and I'm sure she is 100% genuine. I've also read a few stories about blokes saying the same thing only to end up well and truly burnt.
But as I said before, most guys on here have made that leap of faith at some point. And as FW rightly pointed out, they will be checking me out as much as I will be checking them out! I have no intention of going anywhere on my own, so hopefully as long as I'm in safe hands I should be okay and believe me, if she says turn right not left I will definitely be turning right! Honestly, if I detect something not right, then I'm on the next (daytime) flight out of Negros!
Went for my injections yesterday, ironically it was a Philippine nurse who administered them, she also advised re mosquito, so looks like it's a spoonful of Marmite a day for the next six weeks!